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Opt Out

If you’re already covered by an equivalent health and/or dental plan, you can opt out of our Plans and receive a refund of the fees charged to your ACORN Financial Account.

You must opt out during your Change-of-Coverage period at the beginning of each academic year:

September 1 to 30, 2016 – if you’re enrolled in the Fall session
January 1 to 31, 2017 – if your academic year starts in January and enrolled in the winter session only

Opt Out of the Health Plan
You must be able to provide proof of coverage by an equivalent health plan to receive a refund of the year’s UTSU Health Plan fees. Unfortunately, your provincial health care doesn’t provide coverage equivalent to the UTSU Health Plan. Members can’t opt out of the UTSU Health Plan if they’re only covered by OHIP, UHIP, or equivalent primary health-care coverage.

Opt Out of the Dental Plan
You can opt out of the UTSU Dental Plan and receive a refund of the year’s UTSU Dental Plan fees without submitting proof of equivalent dental coverage.

Opting out terminates your coverage for the whole policy year, from September 1, 2016 to August 31, 2017. If you return as a UTSU member in September 2017, you’ll be automatically re-enrolled in the UTSU Health and Dental Plan.

Do I Need a Plan?

Weigh the costs and benefits.
Click here to see what students consider before making a decision.

University Health & Counselling Services
You are still eligible to utilize on-campus Health & Counselling services if you opt out of the UTSU Health Plan. Take a look at the Health services available at the Health & Wellness Centre (St. George) and the Health & Counselling Centre (UTM).

CUPE3902 Top Up Plan
In order to be eligible for the CUPE3902 Top Up Plan, you must be a member of CUPE 3902 Unit 1 who has been employed for at least 50 hours of work during the Plan policy year (September 1 to August 31) and a member of the UTSU Plan. You should not opt out if you would like to use your CUPE3902 Top Up Plan.

Inquiries can be directed to the CUPE 3902 Office at info@cupe3902.org or 416-593-7057. More information may be found at the CUPE 3902 website.

Aboriginal Students
If you are an aboriginal student, you may have extended coverage through the Federal Government. If you do, you should consider opting out of the UTSU Plan.

Toronto School of Theology Students
Full-time DMin students enrolled in the summer and fall sessions are eligible for coverage from September 1 to August 31. Your opt out request must be submitted during the fall change-of-coverage period.

Part-time TST students are not automatically covered by a student health and dental plan and are not required to opt out. Please review your fees.

Not a UTSU Member?
UTSU members are full-time undergraduate students (including Professional Faculties) enrolled at the St. George and Mississauga campuses and full-time Toronto School of Theology students. Make sure you’re opting out of the right student health and dental plan to be eligible for a refund.

APUS Plan  – Part-time undergraduate students
SCSU Plan – Full-time undergraduate students at the Scarborough campus
GSU Plan – Graduate students (with exception of TST students)

How to Opt Out

Please click here to review the complete set of instructions.

Step 1:  Initiate your opt out online.
Click on the “Opt Out Now” button below or at the Studentcare website during your Change-of-Coverage period.

Step 2:  Submit your proof of coverage.
To complete your opt out from the UTSU Health Plan, you’ll need to provide proof that you’re covered by an equivalent extended health plan.

If these steps aren’t completed by September 30, 2016 (or January 31, 2017 if your academic year starts in January), your opt out will not be processed.

Students who opt out absolve the insurance company, the UTSU, Studentcare, and any other involved party of all liability whatsoever for any loss suffered by the student. Students are responsible for familiarizing themselves with the contents of the UTSU and Studentcare websites before they opt out.

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